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Intelligence-led residential burglary risk in high-net-worth properties
Residential burglary affecting high net worth (HNW) households has transformed over recent years.
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London’s luxury watch theft crisis: what insurers and clients need to know
London is gripped by a persistent wave of high-value watch theft, presenting a significant challenge for insurers and their clients.
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Understanding underinsurance and the risks of being underinsured
Underinsurance occurs when a business’s insurance coverage is not enough to fully cover potential losses.
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What is index linking?
Index linking is the amount applied to insurance policies by insurers, designed to safeguard the sum insured against changes in the economic environment.
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Gas canister risks for housing associations
Portable gas canisters, such as butane and propane, are increasingly common in homes because they’re affordable and easy to use.
But in social housing or managed residential settings, they come with serious safety risks, potential financial burdens, and regulatory challenges.
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Rebuild Cost Assessment
Buildings should always be insured for the amount it would cost to rebuild them. However, fewer than one in ten commercial properties in the UK are covered correctly. Read our article for some guidance on this issue.
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Cannabis farms and the importance of tenant referencing
The illegal cultivation of cannabis is a growing problem. Until recently, cannabis cultivation was generally large scale, often taking place in industrial units, remote warehouses and disused farm buildings, but since the Covid pandemic, police are increasingly finding smaller scale cannabis farms in residential private rented properties.
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What the latest data tells us about flood risk – and how to manage it
Flooding affects more people globally than any other type of extreme weather event, and new data highlights the scale of the problem in the United Kingdom.
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Helping to protect your business from the growing threat of storms
As climate change continues to influence weather patterns, the frequency and intensity of storms are expected to rise in the UK.
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Why Having Accurate Reinstatement Cost Assessments is Essential for Property Insurance
Property remains one of the most significant assets for owners and investors, with insurance providing essential protection against unexpected events.
