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Intelligence-led residential burglary risk in high-net-worth properties
Residential burglary affecting high net worth (HNW) households has transformed over recent years.
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London’s luxury watch theft crisis: what insurers and clients need to know
London is gripped by a persistent wave of high-value watch theft, presenting a significant challenge for insurers and their clients.
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Understanding underinsurance and the risks of being underinsured
Underinsurance occurs when a business’s insurance coverage is not enough to fully cover potential losses.
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What is index linking?
Index linking is the amount applied to insurance policies by insurers, designed to safeguard the sum insured against changes in the economic environment.
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Beyond the boardroom: Who is Directors and Officers insurance for?
Directors and officers (D&O) liability insurance plays a vital role in protecting the senior executives of the UK’s largest corporates.
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Vape fires still rising, one year on from the disposables ban
One year on from the ban on disposable vapes and e-cigarettes there are signs it is failing to cut the number of fires involving the gadgets, according to FOI data obtained by Zurich Insurance.
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Why risk management matters for newly formed public sector organisations
The creation of a new public sector organisation – whether through local government reorganisation, service integration, mergers or the establishment of new delivery bodies – is a moment of both opportunity and vulnerability.
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Adequate insurance coverage; The three pitfalls for SME’s
For SMEs facing squeezed margins, insurance premiums may seem like a grudge purchase. Some products may be regarded as a discretionary overhead among those who don’t fully understand their risks or how being underinsured could prove catastrophic to their business. Yet insurance can be key to SMEs’ ongoing survival by providing a financial safety net in unforeseen circumstances, when they are the least able to withstand substantial losses.
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Cannabis farms and the importance of tenant referencing
The illegal cultivation of cannabis is a growing problem. Until recently, cannabis cultivation was generally large scale, often taking place in industrial units, remote warehouses and disused farm buildings, but since the Covid pandemic, police are increasingly finding smaller scale cannabis farms in residential private rented properties.
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Top 5 trends in the construction insurance market
The construction industry is constantly evolving, and with it, so is the insurance market that supports it. From the way projects are insured to the technologies shaping new builds, insurers must adapt quickly to keep up.
