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London’s luxury watch theft crisis: what insurers and clients need to know
London is gripped by a persistent wave of high-value watch theft, presenting a significant challenge for insurers and their clients.
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What is index linking?
Index linking is the amount applied to insurance policies by insurers, designed to safeguard the sum insured against changes in the economic environment.
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Vape fires still rising, one year on from the disposables ban
One year on from the ban on disposable vapes and e-cigarettes there are signs it is failing to cut the number of fires involving the gadgets, according to FOI data obtained by Zurich Insurance.
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Why risk management matters for newly formed public sector organisations
The creation of a new public sector organisation – whether through local government reorganisation, service integration, mergers or the establishment of new delivery bodies – is a moment of both opportunity and vulnerability.
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Helping councillors to protect their personal safety
Local councillors represent the grassroots of democracy in the United Kingdom. As public servants responsible for taking decisions that shape the communities they serve, they expect their actions to be scrutinised – and even criticised.
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Adequate insurance coverage; The three pitfalls for SME’s
For SMEs facing squeezed margins, insurance premiums may seem like a grudge purchase. Some products may be regarded as a discretionary overhead among those who don’t fully understand their risks or how being underinsured could prove catastrophic to their business. Yet insurance can be key to SMEs’ ongoing survival by providing a financial safety net in unforeseen circumstances, when they are the least able to withstand substantial losses.
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Designing vehicle risk ratings fit for the future
Today’s motor vehicles may look very different to those our great-grandparents drove but the underlying technology – a driver-operated internal combustion engine – hadn’t changed in more than 100 years.
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Rebuild Cost Assessment
Buildings should always be insured for the amount it would cost to rebuild them. However, fewer than one in ten commercial properties in the UK are covered correctly. Read our article for some guidance on this issue.
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What the latest data tells us about flood risk – and how to manage it
Flooding affects more people globally than any other type of extreme weather event, and new data highlights the scale of the problem in the United Kingdom.
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Protecting businesses from unexpected machinery downtime
With most businesses operating under time pressures, a broken down machine can spell disaster.
