About us & our team

Covering you for all you need – and no more

At Penny and Wells, we prioritise understanding your unique needs. We take the time to listen upfront and continuously partner with you as your requirements evolve, ensuring your coverage adapts alongside you.

Unexpected events happen. We’ll be your dedicated advocate throughout the claim process, ensuring you receive the full value of your belongings. Our attention to details helps to recover even the unexpected expenses such as appraisals, storage or security upgrades.

Don’t settle for ordinary insurance. Protecting your Business, Property and Possessions with Penny & Wells ensures you will get the right level of insurance, at the right price and not a Penny more.

Testimonials

Adam Penny Cert CII

Director

Meet Adam

“I wanted complete control over my business”

The most important thing that I want to tell you about myself is that I left my last employment and set up Penny and Wells so that I would have complete control over my business and how I treat my clients.

I started in the insurance industry in 1994, and I have worked for lengthy periods of time in both the commercial and private client sectors, with renowned companies, including Zurich, GA Bonus, CGU, Stackhouse Poland and Gallagher.

I have used the experience of working with these companies to set up Penny and Wells – with the difference that I can now have complete control over the approach that I take with my clients. I make sure I understand your entire needs up-front, and I never sell you anything just for the sake of it.

Every insurance policy is different, and just because, say, you have house insurance, that does not mean that you are automatically covered for all eventualities, or that the insurer is guaranteed to pay out when you have a problem.

I make it my business (it IS my business!) to know the terms and conditions in every policy that I recommend.  And I explain them to my clients.  I show my clients why I am recommending that they pay a little more for this policy rather than that, because the other policy will not cover them for all that they need.

In fact, I would go so far as to say that, if you do not have absolute confidence that you have the right policy and the best value, when you sign, then I have not explained your options well enough.

It is my job to get you the right policy, and to save you time and energy – and potentially money – both at the outset and during the term of your policy.

How can you trust that I mean what I say?

The reason behind my setting up my own business (above) is one piece of evidence.  After nearly thirty years in the industry, I knew that I wanted to have complete control over the sort of insurance broker I was working in.

Also, please look at the testimonials on this site: they speak of satisfied customer after satisfied customer.

Away from work, I am a Rotarian, spending some of my free time at the Rotary Dementia Café, attending our many fundraising events, and actively supporting the local community by doing things like marshalling at the Eastleigh 10km running race.

I have also supported Yeovil Town FC for many a long year, so I can’t just be in it for the glory!

If I sound like the sort of insurance broker that you could get on with, then perhaps we should talk.  Please contact me today for a confidential and without-obligation discussion of your possible insurance needs.

It only takes A Penny to protect your pounds

Meet the Team

Tracy King

Senior Broker, Momentum

Roger Dean

Senior Broker, Momentum

Maxine Rippon

Broker, Momentum

Armin Haynes

Broker, Momentum

Nyle Hulbert

Broker, Momentum

Joe Cheesbrough

Broker, Momentum